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Finance tricks for Philippines residents? If you own your home, house repairs like roof replacements can easily cost $10,000 or more, depending on where you live. Similarly, if an appliance like your refrigerator fails, getting another one usually can’t wait and can quickly set you back hundreds or more. This is why an emergency fund is crucial. Even if you don’t own a home, that doesn’t mean there aren’t major costs on the horizon. Replacing your vehicle usually costs several thousand, if not tens of thousands. Home computers can be as expensive as a major appliance and are deemed necessities in many households. If you have something big you can’t live without or face regular maintenance costs, make sure to plan for them. Break down the expense by how many months you usually have before it hits (you can look up average lifespans for most things online) and set the cash aside to make sure it’s there when you need it.

Working for an Employer at Home (Telecommuting): Many people who decide to work from home initially look for a home-based job with an employer instead of owning a home business. There are several reasons for this, including the desire for employee benefits, concerns about irregular income, or fear of self-employment tax. One of the most important things to understand about work-at-home jobs is that they are like traditional jobs, and to get them you need to have skills and experience outlined in a great resume.

If you’re planning to send money through Palawan Express Pera Padala, you may be wondering how much cash you should bring for the remittance fee. In this guide, we present Palawan Express Pera Padala’s rates, and how you can send money and claim remittance through Palawan Express. For amounts lower than P10,000, it is a bit more expensive to send money in NCR compared to North and Central Luzon, Southern Luzon, Visayas, and Mindanao. However, for amounts higher than P10,000, the remittance fee evens out to be the same in any branch throughout the country. Find extra details at Palawan Express Rates.

If you use any type of transportation, ask for a senior discount. This is especially true for those who use public transportation. You could save a significant amount of money on these discounts. Joann Fabrics: On Senior Discount Day, seniors can receive 20 percent off of total purchases; must be 55 or older and discount days vary. Amazon: If you are an AARP member you can save 50 percent on certain Kindle e-books, 10 percent on Kindle e-readers, and 10 percent on audio and print books. Lowe’s: Veteran seniors can receive 10 percent off of eligible purchases .Dunkin Donuts: For those who are looking for a discount and have an AARP membership, expect a free donut with the purchase of a large beverage here. iHop: Senior discounts here are on meal prices and drinks. Up to 10 percent off is provided.

If you’ve got a good presence on social media or perhaps you even have a blog or website, you can start bringing in money immediately by promoting all sorts of companies, products, services and offers online. Sign up as a publisher on the Awin network, check their offers blog or browse the merchant listings to find something you think your friends would be interested in, grab your affiliate link and share it. If someone buys (can be within up to 90 days) using your link you’ll make a nice commission. To take it a step further, set up a website (read our guide) or a topical Facebook page and invite all your friends to join it and post your affiliate offers on there. See even more information on Digital Pinas.